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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,432 | $181,062-61.7% | $158,223-56.1% | $155,188-55.3% |
| Participation rate | 85.7% | 82.7%+3.1pp | 79.2%+6.5pp | 80.8%+4.9pp |
| Annual return | 17.39% | 57.39%-40.0pp | 52.09%-34.7pp | 148.84%-131.4pp |
| Employer contribution / active EE | $1,679 | $4,565-63.2% | $4,109-59.1% | $4,248-60.5% |
| Participant deferral / active EE | $6,714 | $6,134+9.5% | $5,467+22.8% | $6,531+2.8% |
| Admin fee / account holder | $784 | $18,825-95.8% | $16,047-95.1% | $14,480-94.6% |