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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,432 | $227,399-69.5% | $189,758-63.4% | $198,609-65.0% |
| Participation rate | 85.7% | 84.0%+1.7pp | 79.8%+5.9pp | 82.4%+3.3pp |
| Annual return | 17.39% | 61.03%-43.6pp | 52.62%-35.2pp | 202.70%-185.3pp |
| Employer contribution / active EE | $1,679 | $5,526-69.6% | $4,767-64.8% | $5,055-66.8% |
| Participant deferral / active EE | $6,714 | $6,837-1.8% | $5,856+14.7% | $6,977-3.8% |
| Admin fee / account holder | $784 | $25,162-96.9% | $20,388-96.2% | $19,030-95.9% |