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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,432 | $185,312-62.5% | $161,489-57.0% | $154,746-55.1% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.7%+7.0pp | 80.7%+5.0pp |
| Annual return | 17.39% | 103.84%-86.5pp | 89.72%-72.3pp | 172.34%-154.9pp |
| Employer contribution / active EE | $1,679 | $4,769-64.8% | $4,268-60.7% | $4,379-61.7% |
| Participant deferral / active EE | $6,714 | $6,350+5.7% | $5,630+19.3% | $6,730-0.2% |
| Admin fee / account holder | $784 | $18,654-95.8% | $16,006-95.1% | $14,365-94.5% |