Retirement plan

PSR VOCATIONAL SERVICES

Name: P. STEVE RAMIREZ VOCATIONAL SERVICES - PSR VOCATIONAL SERVICES (2023) Form 5500
Creator: P. STEVE RAMIREZ VOCATIONAL SERVICES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PSR VOCATIONAL SERVICES, P. STEVE RAMIREZ VOCATIONAL SERVICES

P. STEVE RAMIREZ VOCATIONAL SERVICESEIN 46-3602415Plan #006PY 2023

1300 W. SHAW AVENUE, SUITE 1A - FRESNO, CA 93711559-554-9709psrvoc.comLinkedIn1-10 employees

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$45K

+117.2% from 2022

Total participants

+100.0% from 2022

Average account balance

-100.0% from 2022

Annual return

57.62%

+76.02 pp from 2022

Benchmarks

See 7,477 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort7,477 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$78K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$9K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

0.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$25K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.12%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$69,274-100.0%

$64,097-100.0%

$139,487-100.0%

Participation rate

0.0%

75.6%-75.6pp

72.3%-72.3pp

80.3%-80.3pp

Annual return

57.62%

46.00%+11.6pp

33.75%+23.9pp

373.84%-316.2pp

Employer contribution / active EE

$1,281

$3,187-59.8%

$2,750-53.4%

$4,755-73.1%

Participant deferral / active EE

$1,792

$4,685-61.7%

$3,881-53.8%

$6,713-73.3%

Admin fee / account holder

$4,247-100.0%

$3,070-100.0%

$11,407-100.0%

PSR VOCATIONAL SERVICES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

PSR VOCATIONAL SERVICES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion