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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,464 | $100,073-77.6% | $85,126-73.6% | $145,877-84.6% |
| Participation rate | 63.2% | 74.1%-10.9pp | 67.5%-4.4pp | 80.3%-17.1pp |
| Annual return | 13.54% | 84.11%-70.6pp | 66.63%-53.1pp | 551.28%-537.7pp |
| Employer contribution / active EE | $1,857 | $3,236-42.6% | $2,731-32.0% | $4,663-60.2% |
| Participant deferral / active EE | $4,587 | $5,294-13.4% | $4,523+1.4% | $6,691-31.4% |
| Admin fee / account holder | $498 | $7,261-93.1% | $6,160-91.9% | $13,402-96.3% |