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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,464 | $99,995-77.5% | $85,063-73.6% | $145,978-84.6% |
| Participation rate | 63.2% | 74.1%-10.9pp | 67.5%-4.3pp | 80.3%-17.1pp |
| Annual return | 13.54% | 83.99%-70.5pp | 66.54%-53.0pp | 550.52%-537.0pp |
| Employer contribution / active EE | $1,857 | $3,231-42.5% | $2,727-31.9% | $4,662-60.2% |
| Participant deferral / active EE | $4,587 | $5,295-13.4% | $4,523+1.4% | $6,690-31.4% |
| Admin fee / account holder | $498 | $7,255-93.1% | $6,155-91.9% | $13,400-96.3% |