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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,917 | $135,956-45.6% | $123,894-40.3% | $273,972-73.0% |
| Participation rate | 80.0% | 84.1%-4.1pp | 81.4%-1.4pp | 83.0%-3.0pp |
| Annual return | 6.54% | 56.63%-50.1pp | 47.52%-41.0pp | 41.46%-34.9pp |
| Employer contribution / active EE | $4,388 | $5,170-15.1% | $4,617-5.0% | $4,869-9.9% |
| Participant deferral / active EE | $6,764 | $6,343+6.6% | $5,984+13.0% | $5,287+27.9% |
| Admin fee / account holder | $454 | $9,817-95.4% | $8,357-94.6% | $10,133-95.5% |