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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,241 | $180,459-86.0% | $154,108-83.6% | $135,380-81.4% |
| Participation rate | 85.7% | 87.4%-1.7pp | 83.0%+2.7pp | 82.6%+3.1pp |
| Annual return | -9.45% | 888.21%-897.7pp | 735.21%-744.7pp | 519.81%-529.3pp |
| Employer contribution / active EE | $3,351 | $6,035-44.5% | $5,298-36.7% | $4,779-29.9% |
| Participant deferral / active EE | $9,055 | $5,806+55.9% | $5,081+78.2% | $5,609+61.4% |
| Admin fee / account holder | $1,865 | $16,145-88.5% | $13,411-86.1% | $10,828-82.8% |