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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,030 | $77,908-64.0% | $149,696-81.3% | $75,173-62.7% |
| Participation rate | 51.9% | 65.6%-13.7pp | 78.8%-26.9pp | 67.2%-15.4pp |
| Annual return | 128.91% | 31.73%+97.2pp | 134.46%-5.5pp | 160.72%-31.8pp |
| Employer contribution / active EE | $1,938 | $3,138-38.2% | $4,821-59.8% | $2,671-27.4% |
| Participant deferral / active EE | $6,656 | $3,411+95.1% | $5,682+17.1% | $4,126+61.3% |
| Admin fee / account holder | $670 | $5,950-88.7% | $13,212-94.9% | $5,651-88.1% |