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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,785 | $183,592-68.5% | $155,574-62.9% | $145,877-60.4% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 10.02% | 61.37%-51.4pp | 64.87%-54.8pp | 551.28%-541.3pp |
| Employer contribution / active EE | $1,889 | $5,317-64.5% | $4,676-59.6% | $4,663-59.5% |
| Participant deferral / active EE | $8,357 | $6,466+29.2% | $5,629+48.5% | $6,691+24.9% |
| Admin fee / account holder | $1,311 | $19,316-93.2% | $15,914-91.8% | $13,402-90.2% |