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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,785 | $183,539-68.5% | $155,556-62.9% | $145,897-60.4% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 10.02% | 61.31%-51.3pp | 64.84%-54.8pp | 552.29%-542.3pp |
| Employer contribution / active EE | $1,889 | $5,315-64.5% | $4,675-59.6% | $4,663-59.5% |
| Participant deferral / active EE | $8,357 | $6,467+29.2% | $5,631+48.4% | $6,689+24.9% |
| Admin fee / account holder | $1,311 | $19,275-93.2% | $15,885-91.7% | $13,390-90.2% |