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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,931 | $209,336-74.7% | $197,124-73.1% | $137,256-61.4% |
| Participation rate | 95.5% | 87.3%+8.2pp | 86.7%+8.7pp | 80.0%+15.5pp |
| Annual return | 14.74% | 48.09%-33.4pp | 44.34%-29.6pp | 220.34%-205.6pp |
| Employer contribution / active EE | $2,470 | $6,591-62.5% | $6,227-60.3% | $4,156-40.6% |
| Participant deferral / active EE | $5,707 | $9,614-40.6% | $9,135-37.5% | $6,407-10.9% |
| Admin fee / account holder | $875 | $17,308-94.9% | $16,298-94.6% | $12,270-92.9% |