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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,931 | $223,823-76.4% | $211,142-74.9% | $154,746-65.8% |
| Participation rate | 95.5% | 87.9%+7.6pp | 87.3%+8.2pp | 80.7%+14.8pp |
| Annual return | 14.74% | 50.39%-35.7pp | 46.84%-32.1pp | 172.34%-157.6pp |
| Employer contribution / active EE | $2,470 | $6,787-63.6% | $6,442-61.7% | $4,379-43.6% |
| Participant deferral / active EE | $5,707 | $9,750-41.5% | $9,284-38.5% | $6,730-15.2% |
| Admin fee / account holder | $875 | $19,707-95.6% | $19,076-95.4% | $14,365-93.9% |