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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,419 | $167,522-95.0% | $151,639-94.4% | $134,532-93.7% |
| Participation rate | 90.9% | 88.4%+2.5pp | 87.5%+3.4pp | 81.2%+9.7pp |
| Annual return | -24.96% | 7.81%-32.8pp | 3.34%-28.3pp | 418.27%-443.2pp |
| Employer contribution / active EE | $2,079 | $6,828-69.6% | $6,165-66.3% | $4,741-56.2% |
| Participant deferral / active EE | $3,969 | $8,986-55.8% | $8,363-52.5% | $6,401-38.0% |
| Admin fee / account holder | $1,283 | $13,780-90.7% | $11,613-89.0% | $11,429-88.8% |