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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,762 | $90,484-89.2% | $78,675-87.6% | $273,970-96.4% |
| Participation rate | 50.0% | 76.5%-26.5pp | 73.6%-23.6pp | 83.0%-33.0pp |
| Annual return | -6.31% | 75.62%-81.9pp | 62.19%-68.5pp | 41.46%-47.8pp |
| Employer contribution / active EE | $1,413 | $3,175-55.5% | $2,850-50.4% | $4,869-71.0% |
| Participant deferral / active EE | $2,367 | $3,901-39.3% | $3,517-32.7% | $5,287-55.2% |
| Admin fee / account holder | $222 | $5,263-95.8% | $4,510-95.1% | $10,132-97.8% |