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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,251 | $175,257-83.3% | $149,717-80.5% | $139,456-79.0% |
| Participation rate | 33.3% | 83.4%-50.1pp | 78.8%-45.4pp | 80.3%-47.0pp |
| Annual return | 10.72% | 166.70%-156.0pp | 134.41%-123.7pp | 373.45%-362.7pp |
| Employer contribution / active EE | $1,733 | $5,477-68.4% | $4,820-64.0% | $4,753-63.5% |
| Participant deferral / active EE | $6,333 | $6,521-2.9% | $5,682+11.5% | $6,711-5.6% |
| Admin fee / account holder | $428 | $16,156-97.4% | $13,213-96.8% | $11,407-96.3% |