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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,554 | $185,905-0.7% | $170,057+8.5% | $139,487+32.3% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 33.59% | 60.56%-27.0pp | 53.42%-19.8pp | 373.84%-340.3pp |
| Employer contribution / active EE | $10,811 | $7,597+42.3% | $6,790+59.2% | $4,755+127.4% |
| Participant deferral / active EE | $17,411 | $11,627+49.8% | $10,411+67.2% | $6,713+159.4% |
| Admin fee / account holder | $2,750 | $15,397-82.1% | $12,826-78.6% | $11,407-75.9% |