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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,041 | $154,228-27.4% | $145,433-23.0% | $137,256-18.4% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 15.09% | 74.59%-59.5pp | 66.58%-51.5pp | 220.34%-205.3pp |
| Employer contribution / active EE | $4,265 | $4,804-11.2% | $4,554-6.4% | $4,156+2.6% |
| Participant deferral / active EE | $10,235 | $8,216+24.6% | $7,897+29.6% | $6,407+59.7% |
| Admin fee / account holder | $10,825 | $14,344-24.5% | $13,129-17.5% | $12,270-11.8% |