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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,219 | $95,188-67.2% | $76,518-59.2% | $135,380-76.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -14.39% | 4.85%-19.2pp | -0.27%-14.1pp | 519.81%-534.2pp |
| Employer contribution / active EE | $1,953 | $3,303-40.9% | $2,647-26.2% | $4,779-59.1% |
| Participant deferral / active EE | $6,298 | $4,640+35.7% | $3,836+64.2% | $5,609+12.3% |
| Admin fee / account holder | $768 | $6,249-87.7% | $4,849-84.2% | $10,828-92.9% |