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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,565 | $117,829-55.4% | $102,423-48.7% | $145,877-64.0% |
| Participation rate | 81.0% | 78.6%+2.3pp | 76.5%+4.4pp | 80.3%+0.7pp |
| Annual return | 18.09% | 31.83%-13.7pp | 29.42%-11.3pp | 551.28%-533.2pp |
| Employer contribution / active EE | $4,444 | $3,615+22.9% | $3,023+47.0% | $4,663-4.7% |
| Participant deferral / active EE | $8,078 | $5,732+40.9% | $5,054+59.8% | $6,691+20.7% |
| Admin fee / account holder | $5,312 | $13,335-60.2% | $9,455-43.8% | $13,402-60.4% |