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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,565 | $117,895-55.4% | $102,460-48.7% | $145,897-64.0% |
| Participation rate | 81.0% | 78.6%+2.3pp | 76.5%+4.4pp | 80.3%+0.6pp |
| Annual return | 18.09% | 31.92%-13.8pp | 29.47%-11.4pp | 552.29%-534.2pp |
| Employer contribution / active EE | $4,444 | $3,619+22.8% | $3,025+46.9% | $4,663-4.7% |
| Participant deferral / active EE | $8,078 | $5,736+40.8% | $5,056+59.8% | $6,689+20.8% |
| Admin fee / account holder | $5,312 | $13,353-60.2% | $9,460-43.9% | $13,390-60.3% |