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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,516 | $133,981-89.2% | $112,249-87.1% | $134,532-89.2% |
| Participation rate | 83.3% | 78.6%+4.8pp | 75.1%+8.3pp | 81.2%+2.1pp |
| Annual return | 88.35% | 47.16%+41.2pp | 27.48%+60.9pp | 418.27%-329.9pp |
| Employer contribution / active EE | $964 | $4,040-76.1% | $3,636-73.5% | $4,741-79.7% |
| Participant deferral / active EE | $1,217 | $5,292-77.0% | $4,729-74.3% | $6,401-81.0% |
| Admin fee / account holder | $531 | $7,492-92.9% | $6,412-91.7% | $11,429-95.4% |