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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,603 | $185,312-38.2% | $161,489-29.0% | $154,746-25.9% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 29.17% | 103.84%-74.7pp | 89.72%-60.6pp | 172.34%-143.2pp |
| Employer contribution / active EE | $19,867 | $4,769+316.6% | $4,268+365.5% | $4,379+353.7% |
| Participant deferral / active EE | $14,545 | $6,350+129.1% | $5,630+158.4% | $6,730+116.1% |
| Admin fee / account holder | $1,443 | $18,654-92.3% | $16,006-91.0% | $14,365-90.0% |