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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,603 | $172,111-33.4% | $150,298-23.7% | $137,256-16.5% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 29.17% | 69.37%-40.2pp | 62.79%-33.6pp | 220.34%-191.2pp |
| Employer contribution / active EE | $19,867 | $4,636+328.5% | $4,154+378.3% | $4,156+378.0% |
| Participant deferral / active EE | $14,545 | $6,166+135.9% | $5,453+166.8% | $6,407+127.0% |
| Admin fee / account holder | $1,443 | $16,471-91.2% | $14,116-89.8% | $12,270-88.2% |