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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,603 | $227,399-49.6% | $189,758-39.6% | $198,609-42.3% |
| Participation rate | 80.0% | 84.0%-4.0pp | 79.8%+0.2pp | 82.4%-2.4pp |
| Annual return | 29.17% | 61.03%-31.9pp | 52.62%-23.5pp | 202.70%-173.5pp |
| Employer contribution / active EE | $19,867 | $5,526+259.5% | $4,767+316.8% | $5,055+293.0% |
| Participant deferral / active EE | $14,545 | $6,837+112.7% | $5,856+148.4% | $6,977+108.5% |
| Admin fee / account holder | $1,443 | $25,162-94.3% | $20,388-92.9% | $19,030-92.4% |