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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,045 | $82,674-79.4% | $125,363-86.4% | $68,495-75.1% |
| Participation rate | 88.3% | 75.0%+13.3pp | 82.4%+6.0pp | 67.9%+20.4pp |
| Annual return | 13.21% | -5.97%+19.2pp | 572.15%-558.9pp | -7.84%+21.0pp |
| Employer contribution / active EE | $3,640 | $3,382+7.6% | $4,815-24.4% | $2,596+40.2% |
| Participant deferral / active EE | $7,369 | $6,111+20.6% | $7,447-1.1% | $4,028+83.0% |
| Admin fee / account holder | $560 | $6,276-91.1% | $10,005-94.4% | $5,403-89.6% |