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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,045 | $82,678-79.4% | $125,391-86.4% | $68,490-75.1% |
| Participation rate | 88.3% | 75.1%+13.3pp | 82.4%+5.9pp | 67.9%+20.4pp |
| Annual return | 13.21% | -5.97%+19.2pp | 572.41%-559.2pp | -7.85%+21.1pp |
| Employer contribution / active EE | $3,640 | $3,382+7.6% | $4,816-24.4% | $2,597+40.2% |
| Participant deferral / active EE | $7,369 | $6,111+20.6% | $7,448-1.1% | $4,028+83.0% |
| Admin fee / account holder | $560 | $6,277-91.1% | $10,009-94.4% | $5,403-89.6% |