Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $21,385 |
Service code 49 · EIN 74-2794194 | Other Services | $6,907 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,426 | $47,180-50.3% | $149,723-84.4% | $74,473-68.5% |
| Participation rate | 14.8% | 63.4%-48.6pp | 78.8%-64.0pp | 70.7%-56.0pp |
| Annual return | 12.42% | 22.75%-10.3pp | 134.50%-122.1pp | 34.36%-21.9pp |
| Employer contribution / active EE | $367 | $1,907-80.7% | $4,821-92.4% | $2,638-86.1% |
| Participant deferral / active EE | $1,016 | $2,730-62.8% | $5,682-82.1% | $4,530-77.6% |
| Admin fee / account holder | $194 | $343-43.3% | $13,215-98.5% | $347-44.0% |