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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,865 | $81,276-68.2% | $155,574-83.4% | $80,925-68.0% |
| Participation rate | 75.4% | 66.2%+9.1pp | 78.2%-2.8pp | 67.7%+7.7pp |
| Annual return | 5.07% | 33.36%-28.3pp | 64.87%-59.8pp | 35.65%-30.6pp |
| Employer contribution / active EE | $1,258 | $3,103-59.5% | $4,676-73.1% | $2,756-54.4% |
| Participant deferral / active EE | $869 | $3,453-74.8% | $5,629-84.6% | $4,299-79.8% |
| Admin fee / account holder | $377 | $7,993-95.3% | $15,914-97.6% | $6,940-94.6% |