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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,668 | $73,848-78.8% | $143,799-89.1% | $68,486-77.1% |
| Participation rate | 42.0% | 66.7%-24.6pp | 80.3%-38.3pp | 67.9%-25.9pp |
| Annual return | 0.00% | 0.91%-0.9pp | -0.04%0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $27 | $3,184-99.2% | $4,952-99.5% | $2,597-99.0% |
| Participant deferral / active EE | $1,200 | $3,385-64.6% | $5,638-78.7% | $4,028-70.2% |
| Admin fee / account holder | $114 | $5,755-98.0% | $14,677-99.2% | $5,404-97.9% |