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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,590 | $73,009-30.7% | $90,760-44.3% | $68,486-26.1% |
| Participation rate | 100.0% | 70.8%+29.2pp | 75.7%+24.3pp | 67.9%+32.1pp |
| Annual return | -19.05% | -13.81%-5.2pp | -12.16%-6.9pp | -7.85%-11.2pp |
| Employer contribution / active EE | $1,935 | $2,193-11.7% | $2,922-33.8% | $2,597-25.5% |
| Participant deferral / active EE | $2,152 | $3,626-40.7% | $4,565-52.9% | $4,028-46.6% |
| Admin fee / account holder | $8,104 | $5,896+37.5% | $8,444-4.0% | $5,404+50.0% |