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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,423 | $29,716-81.8% | $56,077-90.3% | $80,925-93.3% |
| Participation rate | 65.2% | 41.7%+23.5pp | 52.5%+12.7pp | 67.7%-2.4pp |
| Annual return | 13.90% | 35.30%-21.4pp | 1709.28%-1695.4pp | 35.65%-21.8pp |
| Employer contribution / active EE | $536 | $671-20.1% | $1,040-48.5% | $2,756-80.5% |
| Participant deferral / active EE | $1,418 | $1,228+15.5% | $1,954-27.4% | $4,299-67.0% |
| Admin fee / account holder | $0 | $2,432-100.0% | $2,825-100.0% | $6,940-100.0% |