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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,423 | $29,733-81.8% | $56,025-90.3% | $80,959-93.3% |
| Participation rate | 65.2% | 41.7%+23.5pp | 52.5%+12.7pp | 67.7%-2.5pp |
| Annual return | 13.90% | 35.28%-21.4pp | 1712.69%-1698.8pp | 35.67%-21.8pp |
| Employer contribution / active EE | $536 | $672-20.2% | $1,042-48.5% | $2,757-80.6% |
| Participant deferral / active EE | $1,418 | $1,229+15.4% | $1,955-27.4% | $4,300-67.0% |
| Admin fee / account holder | $0 | $2,434-100.0% | $2,828-100.0% | $6,925-100.0% |