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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,531 | $138,102+12.6% | $125,381+24.0% | $134,532+15.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -10.73% | 750.73%-761.5pp | 572.31%-583.0pp | 418.27%-429.0pp |
| Employer contribution / active EE | $20,001 | $5,245+281.3% | $4,815+315.4% | $4,741+321.9% |
| Participant deferral / active EE | $24,801 | $7,801+217.9% | $7,448+233.0% | $6,401+287.5% |
| Admin fee / account holder | $400 | $11,568-96.5% | $10,007-96.0% | $11,429-96.5% |