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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,770 | $97,729+19.5% | $83,830+39.3% | $135,379-13.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.08% | 1287.52%-1294.6pp | 850.97%-858.1pp | 519.79%-526.9pp |
| Employer contribution / active EE | $15,492 | $4,222+266.9% | $3,631+326.7% | $4,779+224.2% |
| Participant deferral / active EE | $8,726 | $4,683+86.3% | $4,082+113.8% | $5,609+55.6% |
| Admin fee / account holder | $1,028 | $6,674-84.6% | $5,479-81.2% | $10,828-90.5% |