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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,212 | $112,729+157.4% | $98,716+194.0% | $137,256+111.4% |
| Participation rate | 71.4% | 74.2%-2.8pp | 69.3%+2.1pp | 80.0%-8.5pp |
| Annual return | 12.47% | 38.48%-26.0pp | 31.81%-19.3pp | 220.34%-207.9pp |
| Employer contribution / active EE | $2,282 | $2,725-16.3% | $2,279+0.1% | $4,156-45.1% |
| Participant deferral / active EE | $11,094 | $4,640+139.1% | $4,048+174.1% | $6,407+73.2% |
| Admin fee / account holder | $1,204 | $10,129-88.1% | $8,703-86.2% | $12,270-90.2% |