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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,212 | $156,616+85.3% | $133,346+117.6% | $198,609+46.1% |
| Participation rate | 71.4% | 77.7%-6.3pp | 72.8%-1.4pp | 82.4%-10.9pp |
| Annual return | 12.47% | 44.25%-31.8pp | 36.85%-24.4pp | 202.70%-190.2pp |
| Employer contribution / active EE | $2,282 | $3,368-32.3% | $2,853-20.0% | $5,055-54.9% |
| Participant deferral / active EE | $11,094 | $4,920+125.5% | $4,332+156.1% | $6,977+59.0% |
| Admin fee / account holder | $1,204 | $17,468-93.1% | $14,264-91.6% | $19,030-93.7% |