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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,212 | $124,980+132.2% | $108,359+167.8% | $154,746+87.5% |
| Participation rate | 71.4% | 75.2%-3.7pp | 70.1%+1.3pp | 80.7%-9.3pp |
| Annual return | 12.47% | 45.00%-32.5pp | 36.89%-24.4pp | 172.34%-159.9pp |
| Employer contribution / active EE | $2,282 | $2,851-20.0% | $2,399-4.9% | $4,379-47.9% |
| Participant deferral / active EE | $11,094 | $4,743+133.9% | $4,137+168.2% | $6,730+64.8% |
| Admin fee / account holder | $1,204 | $11,502-89.5% | $9,741-87.6% | $14,365-91.6% |