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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,402 | $110,212-86.9% | $96,534-85.1% | $139,466-89.7% |
| Participation rate | 83.3% | 78.1%+5.2pp | 76.0%+7.4pp | 80.3%+3.0pp |
| Annual return | 23.43% | 26.42%-3.0pp | 25.88%-2.4pp | 373.66%-350.2pp |
| Employer contribution / active EE | $1,746 | $3,620-51.8% | $2,965-41.1% | $4,754-63.3% |
| Participant deferral / active EE | $3,335 | $5,547-39.9% | $4,851-31.2% | $6,712-50.3% |
| Admin fee / account holder | $310 | $11,599-97.3% | $8,253-96.2% | $11,409-97.3% |