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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,910 | $117,859-80.6% | $102,438-77.6% | $145,959-84.3% |
| Participation rate | 62.5% | 78.6%-16.1pp | 76.5%-14.0pp | 80.3%-17.8pp |
| Annual return | 15.33% | 31.72%-16.4pp | 29.37%-14.0pp | 561.95%-546.6pp |
| Employer contribution / active EE | $1,392 | $3,615-61.5% | $3,024-54.0% | $4,661-70.1% |
| Participant deferral / active EE | $2,546 | $5,732-55.6% | $5,054-49.6% | $6,689-61.9% |
| Admin fee / account holder | $191 | $13,318-98.6% | $9,448-98.0% | $13,398-98.6% |