Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,407 | $72,486+184.8% | $87,103+137.0% | $72,976+182.8% |
| Participation rate | 45.9% | 72.8%-26.9pp | 76.9%-30.9pp | 69.5%-23.5pp |
| Annual return | 12.90% | 24.46%-11.6pp | 28.19%-15.3pp | 81.02%-68.1pp |
| Employer contribution / active EE | $904 | $1,894-52.3% | $2,521-64.2% | $2,440-63.0% |
| Participant deferral / active EE | $1,628 | $3,270-50.2% | $4,049-59.8% | $3,608-54.9% |
| Admin fee / account holder | $887 | $5,055-82.5% | $7,491-88.2% | $5,124-82.7% |