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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,914 | $52,581-5.1% | $130,788-61.8% | $64,340-22.4% |
| Participation rate | 41.3% | 46.5%-5.3pp | 70.1%-28.8pp | 55.2%-14.0pp |
| Annual return | 48.84% | 20.39%+28.4pp | 386.44%-337.6pp | 24.14%+24.7pp |
| Employer contribution / active EE | $1,115 | $1,031+8.2% | $3,558-68.7% | $1,862-40.1% |
| Participant deferral / active EE | $1,806 | $2,200-17.9% | $4,137-56.4% | $2,980-39.4% |
| Admin fee / account holder | $2,002 | $4,583-56.3% | $6,673-70.0% | $3,703-45.9% |