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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,914 | $51,736-3.5% | $120,225-58.5% | $67,986-26.6% |
| Participation rate | 41.3% | 46.1%-4.8pp | 69.6%-28.3pp | 57.2%-15.9pp |
| Annual return | 48.84% | 31.98%+16.9pp | 439.23%-390.4pp | 31.67%+17.2pp |
| Employer contribution / active EE | $1,115 | $1,071+4.1% | $3,475-67.9% | $2,019-44.8% |
| Participant deferral / active EE | $1,806 | $2,206-18.1% | $3,999-54.8% | $3,358-46.2% |
| Admin fee / account holder | $2,002 | $4,159-51.9% | $5,696-64.9% | $3,203-37.5% |