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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,096 | $87,546+350.2% | $75,784+420.0% | $125,389+214.3% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -4.29% | 13.49%-17.8pp | 9.68%-14.0pp | 282.24%-286.5pp |
| Employer contribution / active EE | $11,422 | $3,930+190.6% | $3,323+243.7% | $4,866+134.7% |
| Participant deferral / active EE | $9,789 | $4,230+131.4% | $3,652+168.1% | $5,352+82.9% |
| Admin fee / account holder | $301 | $6,503-95.4% | $5,300-94.3% | $9,541-96.8% |