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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,185 | $211,239-79.6% | $178,528-75.8% | $145,877-70.4% |
| Participation rate | 47.1% | 80.8%-33.7pp | 77.1%-30.0pp | 80.3%-33.2pp |
| Annual return | 9.82% | 30.22%-20.4pp | 27.11%-17.3pp | 551.28%-541.5pp |
| Employer contribution / active EE | $968 | $4,570-78.8% | $3,950-75.5% | $4,663-79.2% |
| Participant deferral / active EE | $3,620 | $6,963-48.0% | $6,278-42.3% | $6,691-45.9% |
| Admin fee / account holder | $177 | $12,095-98.5% | $10,419-98.3% | $13,402-98.7% |