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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,158 | $156,398-25.7% | $147,318-21.2% | $138,895-16.4% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 79.9%+7.6pp |
| Annual return | 18.63% | 78.75%-60.1pp | 70.43%-51.8pp | 145.39%-126.8pp |
| Employer contribution / active EE | $1,366 | $4,853-71.9% | $4,593-70.3% | $4,194-67.4% |
| Participant deferral / active EE | $2,047 | $8,237-75.2% | $7,906-74.1% | $6,396-68.0% |
| Admin fee / account holder | $360 | $14,976-97.6% | $13,708-97.4% | $12,562-97.1% |