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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,605 | $173,397-81.8% | $135,987-76.8% | $145,877-78.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.4%+23.6pp | 80.3%+19.7pp |
| Annual return | 14.44% | 1166.18%-1151.7pp | 580.01%-565.6pp | 551.28%-536.8pp |
| Employer contribution / active EE | $3,713 | $5,281-29.7% | $4,214-11.9% | $4,663-20.4% |
| Participant deferral / active EE | $6,055 | $8,710-30.5% | $7,027-13.8% | $6,691-9.5% |
| Admin fee / account holder | $717 | $9,663-92.6% | $6,716-89.3% | $13,402-94.6% |