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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,605 | $168,626-81.3% | $133,698-76.4% | $145,897-78.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.4%+23.6pp | 80.3%+19.7pp |
| Annual return | 14.44% | 1168.99%-1154.6pp | 580.90%-566.5pp | 552.29%-537.9pp |
| Employer contribution / active EE | $3,713 | $5,290-29.8% | $4,218-12.0% | $4,663-20.4% |
| Participant deferral / active EE | $6,055 | $8,688-30.3% | $7,016-13.7% | $6,689-9.5% |
| Admin fee / account holder | $717 | $9,638-92.6% | $6,703-89.3% | $13,390-94.6% |