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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,641 | $165,584-79.1% | $142,942-75.8% | $137,256-74.8% |
| Participation rate | 89.5% | 80.1%+9.4pp | 76.8%+12.6pp | 80.0%+9.5pp |
| Annual return | 16.62% | 164.22%-147.6pp | 113.70%-97.1pp | 220.34%-203.7pp |
| Employer contribution / active EE | $2,595 | $4,725-45.1% | $4,139-37.3% | $4,156-37.6% |
| Participant deferral / active EE | $5,399 | $8,194-34.1% | $7,128-24.3% | $6,407-15.7% |
| Admin fee / account holder | $4,201 | $16,167-74.0% | $12,475-66.3% | $12,270-65.8% |