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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,510 | $110,830+114.3% | $86,625+174.2% | $167,553+41.8% |
| Participation rate | 4.5% | 75.8%-71.2pp | 71.6%-67.1pp | 82.1%-77.6pp |
| Annual return | 10.97% | 116.99%-106.0pp | 63.52%-52.5pp | 478.89%-467.9pp |
| Employer contribution / active EE | $277 | $3,245-91.5% | $2,496-88.9% | $4,840-94.3% |
| Participant deferral / active EE | $886 | $4,548-80.5% | $3,700-76.0% | $6,343-86.0% |
| Admin fee / account holder | $389 | $8,420-95.4% | $5,830-93.3% | $12,316-96.8% |