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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,057 | $142,354-89.4% | $125,529-88.0% | $155,188-90.3% |
| Participation rate | 93.3% | 78.1%+15.3pp | 74.7%+18.6pp | 80.8%+12.5pp |
| Annual return | 17.43% | 306.06%-288.6pp | 202.56%-185.1pp | 148.84%-131.4pp |
| Employer contribution / active EE | $2,783 | $3,501-20.5% | $3,058-9.0% | $4,248-34.5% |
| Participant deferral / active EE | $3,926 | $5,491-28.5% | $4,813-18.4% | $6,531-39.9% |
| Admin fee / account holder | $1,345 | $19,392-93.1% | $16,298-91.8% | $14,480-90.7% |