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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,597 | $209,422-92.6% | $178,503-91.3% | $158,982-90.2% |
| Participation rate | 72.7% | 86.4%-13.6pp | 81.9%-9.2pp | 82.0%-9.2pp |
| Annual return | 22.44% | 188.81%-166.4pp | 151.12%-128.7pp | 302.99%-280.5pp |
| Employer contribution / active EE | $1,238 | $5,707-78.3% | $5,011-75.3% | $4,763-74.0% |
| Participant deferral / active EE | $1,606 | $5,955-73.0% | $5,202-69.1% | $5,983-73.2% |
| Admin fee / account holder | $2,941 | $17,079-82.8% | $13,987-79.0% | $11,252-73.9% |