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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,375 | $110,039-69.7% | $97,260-65.7% | $145,884-77.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 10.58% | 244.44%-233.9pp | 75.54%-65.0pp | 551.85%-541.3pp |
| Employer contribution / active EE | $2,740 | $3,074-10.9% | $2,721+0.7% | $4,662-41.2% |
| Participant deferral / active EE | $8,616 | $4,674+84.3% | $4,262+102.2% | $6,690+28.8% |
| Admin fee / account holder | $396 | $6,204-93.6% | $5,640-93.0% | $13,392-97.0% |