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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,669 | $162,136-38.5% | $152,301-34.6% | $154,746-35.6% |
| Participation rate | 54.5% | 84.1%-29.6pp | 82.4%-27.9pp | 80.7%-26.2pp |
| Annual return | 12.21% | 91.02%-78.8pp | 80.50%-68.3pp | 172.34%-160.1pp |
| Employer contribution / active EE | $2,625 | $4,890-46.3% | $4,624-43.2% | $4,379-40.0% |
| Participant deferral / active EE | $8,996 | $8,341+7.9% | $8,004+12.4% | $6,730+33.7% |
| Admin fee / account holder | $39,550 | $15,759+151.0% | $14,398+174.7% | $14,365+175.3% |