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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,023 | $110,551-59.3% | $80,741-44.2% | $167,536-73.1% |
| Participation rate | 12.5% | 64.0%-51.5pp | 54.2%-41.7pp | 82.1%-69.6pp |
| Annual return | 204.64% | 120.57%+84.1pp | 87.30%+117.3pp | 478.82%-274.2pp |
| Employer contribution / active EE | $357 | $1,543-76.8% | $1,160-69.2% | $4,839-92.6% |
| Participant deferral / active EE | $893 | $2,870-68.9% | $2,145-58.4% | $6,342-85.9% |
| Admin fee / account holder | $126 | $4,547-97.2% | $3,380-96.3% | $12,315-99.0% |