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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,677 | $169,356-54.7% | $129,406-40.7% | $145,897-47.4% |
| Participation rate | 90.9% | 76.5%+14.4pp | 69.6%+21.3pp | 80.3%+10.6pp |
| Annual return | 11.59% | 14418.62%-14407.0pp | 9468.18%-9456.6pp | 552.29%-540.7pp |
| Employer contribution / active EE | $1,527 | $5,542-72.4% | $4,155-63.2% | $4,663-67.2% |
| Participant deferral / active EE | $6,166 | $4,987+23.7% | $4,167+48.0% | $6,689-7.8% |
| Admin fee / account holder | $3,241 | $9,915-67.3% | $7,689-57.9% | $13,390-75.8% |