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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,677 | $169,161-54.7% | $129,295-40.7% | $145,959-47.5% |
| Participation rate | 90.9% | 76.5%+14.5pp | 69.6%+21.3pp | 80.3%+10.6pp |
| Annual return | 11.59% | 14348.07%-14336.5pp | 9429.28%-9417.7pp | 561.95%-550.4pp |
| Employer contribution / active EE | $1,527 | $5,543-72.4% | $4,157-63.3% | $4,661-67.2% |
| Participant deferral / active EE | $6,166 | $4,989+23.6% | $4,169+47.9% | $6,689-7.8% |
| Admin fee / account holder | $3,241 | $9,878-67.2% | $7,665-57.7% | $13,398-75.8% |