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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,627 | $175,231-56.8% | $149,696-49.5% | $139,466-45.8% |
| Participation rate | 81.3% | 83.4%-2.1pp | 78.8%+2.5pp | 80.3%+0.9pp |
| Annual return | 13.05% | 166.77%-153.7pp | 134.46%-121.4pp | 373.66%-360.6pp |
| Employer contribution / active EE | $2,533 | $5,478-53.8% | $4,821-47.5% | $4,754-46.7% |
| Participant deferral / active EE | $6,341 | $6,521-2.8% | $5,682+11.6% | $6,712-5.5% |
| Admin fee / account holder | $3,396 | $16,155-79.0% | $13,212-74.3% | $11,409-70.2% |