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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,269 | $110,083+6.5% | $151,645-22.7% | $68,490+71.2% |
| Participation rate | 94.9% | 84.0%+10.9pp | 87.5%+7.4pp | 67.9%+27.0pp |
| Annual return | -18.68% | -10.12%-8.6pp | 3.34%-22.0pp | -7.85%-10.8pp |
| Employer contribution / active EE | $4,868 | $4,470+8.9% | $6,165-21.0% | $2,597+87.5% |
| Participant deferral / active EE | $10,958 | $6,526+67.9% | $8,363+31.0% | $4,028+172.1% |
| Admin fee / account holder | $1,022 | $7,718-86.8% | $11,614-91.2% | $5,403-81.1% |